With the requirement for risk transparency growing all the time CAP offers solutions which not only enable safer and better business decisions but also meet increasingly strict financial reporting compliance standards, such as Basel II.

 

 

 

CAP used valuation data for cars, vans, trucks and motorcycles is widely recognised as the most authoritative wheeled asset risk management benchmarking tool in the finance sector. From personal lenders to major fleet funders, the use of CAP valuation data ensures transparency of risk and better business decision making.

Black Book (Platinum) current used values for cars contains up to 5,429,664 valuations for 37,980 derivatives up to23  years old, with adjustments for plate, mileage and condition. Published values reflect research based on 1.1 Million pieces of annual real world transactional data, underpinned by interpretive expertise and rigorous quality assurance processes.

Red Book covers 13,624 light and 23,028 heavy commercial vehicle derivatives, including motor caravans and trailers. Research is underpinned by actual transactional data and robust analytical processes to ensure Red Book retains its integrity as the recognised industry benchmark guide to today’s used truck and van values.

Green Book is widely respected as the benchmark used values guide to motorcycle prices. Covering 3,315 motorcycles, mopeds and scooters Green Book is an essential risk management tool for any organisation exposed to risk on bike values.

 

Grey Book is the only current used values guide to grey imports - cars unofficially imported into the UK. Covering the 241 key models most commonly imported it is a useful companion to Black Book for those requiring benchmark values for all the key Japanese import vehicles currently traded in the UK.

 

 

 

CAP Monitor is the industry benchmark for forecast used values, covering cars, trucks, vans and motorcycles. Future residual values are published for 19,459 cars, up to 7 years ahead, providing transparency on asset risk at any point going forward. Monitor forecast data is based on a proven systematic model, underpinned by robust and transparent processes along with essential interpretive industry expertise. Commercial Vehicle Monitor forecasts truck and van values for all relevant models and derivatives in the UK market up to 7 years ahead. Monitor for motorcycles is the ideal tool for lenders needing to benchmark their risk position on writing two-wheel business.

The future residual values of today’s second hand vehicles are also available via a parallel range of Used Monitor data sets covering cars, trucks, vans and motorcycles.

 

 

 

 
Designed for use in conjunction with the Monitor forecasting tool, SMR reveals the service, maintenance and repair costs for the bulk of new cars and light commercial vehicles on the road today. SMR offers the key components of day to day running costs such as servicing, tyres, brakes and other elements, based on researched average discount rates and variations in franchise. When combined with Monitor, SMR offers a comprehensive view of future vehicle ownership costs.

 

 

 

 
CAP New Vehicle Data is the unrivalled source of technical and specification information to all areas of the UK automotive sector. Updated daily, CAP NVD brings customers around 34,000 new items of information on cars, plus a further 7,000 pieces of new van data every week. The live database continually reflects changes in new vehicle pricing, new model introductions, discontinued models and changes to options, option combinations, standard equipment, colour and trim. CAP NVD is also proven to be the most up to date information source of its kind, with industry-leading low error rates.

 

 

 

 
CAPcalc Reforecaster revolutionises the analysis of wheeled asset risk for financial institutions, creating immediate transparency by performing a full fleet revaluation in minutes. Based on CAP’s industry benchmark current and future used vehicle values, Reforecaster enables historic performance comparisons with forecasts thanks to a data set that covers all cars and vans going back to 2000. A range of user-definable parameter options enables ‘what if’ scenarios to be applied and allows for user-specific factors to be taken into account.

 

 

 

 
Developed in partnership with key operators throughout the financial and truck leasing sector CAPcalc Asset Finance enables full reporting of current and future equity exposure in relation to HGV assets. Offering complete understanding of HGV fleet asset risk it is a stand alone risk management tool designed to operate entirely within the customer's own environment. Fully coded HGV fleet data can be imported and analysed to the user’s own business rationale. Crucially, for a financial information environment, it also offers complete security by removing any requirement to provide sensitive information to third parties.

 

 

 

 
Voluntary Termination remains a risk for financial institutions and CAPcalc Motor Finance is designed to bring transparency to that risk. The application reveals lenders' exposure in relation to factors such as guaranteed minimum future value in a PCP context or voluntary termination of car finance agreements. CAPcalc Motor Finance delivers current and future used values for large fleets in minutes, enabling analysis of current and future VT risk. The Windows-based system also enables users to identify levels of risk based on finance term, region and even car type, make or model.

 

 

 

 
Powered by CAP’s market-leading Black and Red Book current values and Monitor future residual values data sets, Trend Analyser 2 is the most data-rich and configurable tool available for analysing used values, future residual values and new pricing trends. As well as processing vast quantities of data, quickly and easily, the system delivers graphical representations of market movements in a few seconds that would previously have taken analysts hours or days to produce. Residual value performance of individual or groups of vehicles can be tracked against the market and the impact of specific factors can be analysed, such as the impact of new models, facelifts, price increases or altering the diesel/petrol model mix within a range or a fleet.

Trend Analyser v2 enables users to feed in any additional numeric data they choose - such as economic statistics - to bring unprecedented clarity to residual values performance.

 

 

 

 
With regulatory focus increasingly turning to carbon emissions, wheeled asset operators face stringent financial penalties for CO2 output. As the UK government and the European Commission moves to penalise high carbon emissions, choosing more efficient vehicles will deliver competitive advantage over rivals which fail to address the issue.

 

Environmental Fleet Manager is a uniqueapplication revealing the carbon efficiency of fleets and offering more efficient vehicle choices to reduce financial risk. The vehicle comparison functionality enables operators to create ‘what if’ scenarios by comparing vehicle choices and identifying the most carbon-efficient cars and car-derived vans. Alternatively, the tool can also be used to assist in determining carbon offset costs.